With this virtual card, Bank of China offers a 10% cash rebate for mobile spending at designated online merchants, and up to $300 cash rebate when you first apply.. expats and immigrants, there are, of course, many credit cards to help make settling in easier. One of the best credit cards in Hong Kong for expats is the HSBC Red Credit Card.. Paying with cash in Hong Kong, China, and Macau China. China is developing at a rapid pace and is emerging as a center for global banking and financial services. However, outside of the major cities such as Beijing, Shanghai, Xi’an and Hong Kong, you won’t be able to rely on using your card and should carry cash. Hong Kong
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It’s more widely used than credit card and cash in HK, and extremely convenient. It’s a stored value card – you put money on it using value-add machines at MTR (subway) stations or at 7-Eleven stores, then make sure you don’t drop it (it’d be like dropping cash). You can put up to $1000 HKD (about $130 USD) on a card.. It is a pre-paid debit card and you need to buy it or top it off with Hong Kong dollar cash, not with credit card. So whatever advantage of using credit card (lower exchange rate, borrowed money, point reward, etc.) is not available. The maximum that you can top out an Octopus card is HKD $1000 only.
